Medical Reimbursement Accounts

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A Perfect Solution…

If you’re an employer looking to offset benefit cut-backs or a consultant searching for a solution for your clients that bridges the gaps in current coverage, Back Office Ninjas offers an affordable solution that benefits both employers and employees.

How our Ninjas do it

Back Office Ninjas handle your FSA/HRA/HSA administration by providing the following services:

Premium Only Plan (POP) Services including plan documents, benefit election and administrative forms, non-discrimination testing, updates on compliance, payroll contribution reports and change of status election processing.

Flexible Spending Accounts that include all aspects of the POP plan plus:

  • Case setup/employee communication
  • Online/onsite enrollment assistance
  • Toll-free phone submission and email submission of claims
  • Claims adjudication tailored to employer schedule
  • Payments via direct deposit, check, debit card or credit card
  • Online participant inquiry and reporting
  • Online employer module reporting



[column size=”1-3″ last=”0″]A Flexible Spending Account (FSA) is a pre-tax account that employees can put money aside to help with a variety of medical and childcare expenses. Employees enrolled in an eligible FSA will have the benefit of full access on and an employer approved debit card. With an FSA all funds are available at the beginning of the enrollment period[button target=”self” color=”#ff0ada” text=”light”]Learn More[/button][/column] [column size=”1-3″ last=”0″]A Health Reimbursement Account (HRA) is an employer only funded account. This account has no minimum or maximum contribution limit. With the HRA no funds are expensed until reimbursements are paid. Employees enrolled in an eligible HRA will have the benefit of full access on and an employer approved debit card. [button link=”#” target=”self” color=”#ff0ada” text=”light”]Learn More[/button][/column][column size=”1-3″ last=”1″]A Health Savings Account (HSA) is a medical savings account available to employees who are enrolled in a high deductible health plan (HDHP). These funds are not subject to federal income tax at the time of deposit. Unlike the FSA, HSA funds roll over and accumulate year to year. Employees enrolled in an eligible HSA will have the benefit of full access on and an employer approved debit card.[button link=”#” target=”self” color=”#ff0ada” text=”light”]Learn More[/button][/column]